Rates Effective As Of 12/16/2020.
| VEHICLE LOANS- SPECIAL (New money) |
To 24 Months
|
36 Months
|
48 Months
|
60 Months
|
72 Months
|
||
| 2019 – 2021 ( <10,000 miles) |
1.49% APR*
|
1.74% APR*
|
1.99% APR*
|
2.24% APR*
|
2.99% APR*
|
||
| 2018 – 2021 (<50,000 miles) |
2.15% APR*
|
2.15% APR*
|
2.50% APR*
|
2.75% APR*
|
2.99% APR*
|
||
| 2018 – 2021 (>50,000 miles) |
2.85% APR*
|
2.85% APR*
|
3.15% APR*
|
3.25% APR*
|
–
|
||
| 2014 – 2017 |
3.15% APR*
|
3.15% APR*
|
3.25% APR*
|
3.25% APR*
|
–
|
||
| 2012 – 2013 |
3.90% APR*
|
3.90% APR*
|
3.90% APR*
|
–
|
–
|
||
| 2010 – 2011 |
4.90% APR*
|
4.90% APR*
|
4.90% APR*
|
–
|
–
|
||
|
|||||||
| VEHICLE LOANS |
To 24 Months
|
36 Months
|
48 Months
|
60 Months
|
72 Months
|
||
| 2019 – 2021 ( <10,000 miles) |
2.49% APR*
|
2.74% APR*
|
2.99% APR*
|
3.24% APR*
|
3.99% APR*
|
||
| 2018 – 2021 (<50,000 miles) |
3.15% APR*
|
3.15% APR*
|
3.50% APR*
|
3.75% APR*
|
3.99% APR*
|
||
| 2018 – 2021 (>50,000 miles) |
3.85% APR*
|
3.85% APR*
|
4.15% APR*
|
4.25% APR*
|
–
|
||
| 2014 – 2017 |
4.15% APR*
|
4.15% APR*
|
4.25% APR*
|
4.25% APR*
|
–
|
||
| 2012 – 2013 |
4.90% APR*
|
4.90% APR*
|
4.90% APR*
|
–
|
–
|
||
| 2010 – 2011 |
5.90% APR*
|
5.90% APR*
|
5.90% APR*
|
–
|
–
|
||
|
|||||||
| MOTORCYCLE LOANS |
To 24 Months
|
36 Months
|
48 Months
|
60 Months
|
72 Months
|
||
| 2019 – 2021 ( <10,000 miles) |
4.49% APR*
|
4.74% APR*
|
4.99% APR*
|
5.24% APR*
|
5.99% APR*
|
||
| 2018 – 2021 (<50,000 miles) |
5.15% APR*
|
5.15% APR*
|
5.50% APR*
|
5.75% APR*
|
5.99% APR*
|
||
| 2018 – 2021 (>50,000 miles) |
5.85% APR*
|
5.85% APR*
|
6.15% APR*
|
6.25% APR*
|
–
|
||
| 2014 – 2017 |
6.15% APR*
|
6.15% APR*
|
6.25% APR*
|
6.25% APR*
|
–
|
||
| 2012 – 2013 |
6.90% APR*
|
6.90% APR*
|
6.90% APR*
|
–
|
–
|
||
| 2010 – 2011 |
7.90% APR*
|
7.90% APR*
|
7.90% APR*
|
–
|
–
|
||
|
|||||||
| RECREATIONAL VEHICLES |
To 24 Months
|
36 Months
|
48 Months
|
60 Months
|
72 Months
|
||
| New 2019 – 2021 |
6.50% APR*
|
7.00% APR*
|
7.25% APR*
|
7.50% APR*
|
7.75% APR*
|
||
| Used 2018 – 2021 |
7.75% APR*
|
7.75% APR*
|
7.75% APR*
|
7.75% APR*
|
–
|
||
| Used 2014 – 2017 |
8.00% APR*
|
8.00% APR*
|
8.00% APR*
|
–
|
–
|
||
| Used 2012 – 2013 |
9.00% APR*
|
9.00% APR*
|
–
|
–
|
–
|
||
| Used 2010 – 2011 |
10.00% APR*
|
–
|
–
|
–
|
–
|
||
|
|||||||
| BOAT LOANS |
APR*
|
||
| New – Max. 84 Months ** |
9.00%
|
||
| Used – Max. 72 Months ** |
10.00%
|
||
|
|||
| UNSECURED LOANS |
APR*
|
||
| Signature (Rates As Low As) *** |
5.90%
|
||
| VISA Credit Card |
12.00%
|
||
|
|||
| HOME EQUITY LOANS |
APR*
|
||
| Max. 5 Years to $50,000 **** |
2.99%
|
||
| Max. 10 Years **** |
4.49%
|
||
| Max. 15 Years **** |
4.99%
|
||
|
|||
IMPORTANT HOME EQUITY LOAN DISCLOSURE
| SECURED LOANS |
APR*
|
||
| Share Secured |
2.99%
|
||
|
|||
** Maximum repayment period may vary depending on loan amount.
*** The Annual Percentage Rate indicated represents the lowest possible APR for an Unsecured Loan. Loans subject to credit approval. Rates, terms, and conditions vary based on creditworthiness and qualifications and are subject to change.
**** All Home Equity Loans offered are Fixed Rate/Closed End. Borrower pays all Closing Costs. Please consult a qualified tax advisor to determine if interest is deductible. Property must be located in Western Pennsylvania. Other restrictions may apply. Tri State Rail Federal Credit Union- NMLS # 456028
Loan Rate Special does not apply to refinance of existing Credit Union Loans.
All rates subject to change without notice.